FinBooster: YES BANK - BankBazaar Co-branded Credit Card

Features and Benefits of the FinBooster: YES Bank - BankBazaar Co-branded Credit Card

Credit fitness benefits:

1. You get monthly credit fitness reports with a real-time dashboard to track your credit score. This access will be granted once you complete your first transaction with the FinBooster: YES Bank - BankBazaar Co-branded Credit Card.
2. You have access to insights that will help you in improving your credit score.
   

Reward points benefits:

1. Reward Points will expire within 36 months
2. There is no capping on accrual of Reward Points.
3. You get 10 reward points (spend of Rs.200) on online dining spends.
4. Earn 6 reward points (spend of Rs.200) on online grocery and online apparel spends.
5. You get 2 reward points for every Rs.200 swiped for other retail spends, except for fuel expenses.*
6. You can share your reward points with friends and family.
7. The reward points can be adjusted against your credit card balance.
8. Utility spends: Rewards earned for spends of up to Rs.15,000
9. DCC Spends: Forex markup fee of 1% will apply

*No reward points on rental and wallet spends

In a calendar month, 1,00,000 YES Rewardz points or 70% of the value of the total invoice, whichever is lower, can be redeemed as YES Rewardz points on hotels and flight bookings. This change is in addition to the 50% cap on YES Rewardz points that can be redeemed on statement credit and gift vouchers. The new redemption policy will come into effect from 1 December 2024. 

Fuel benefits:

1. You get a 1% waiver on the fuel surcharge when you swipe the FinBooster: YES Bank - BankBazaar Co-branded Credit Card. You will get this benefit if your transaction amount is between Rs.400 and Rs.5,000.
2. 1% fee plus GST will be charged on each fuel transaction that is more than Rs.10,000. In a calendar month, the total fuel transaction charges per customer is capped at Rs.5,000.

Insurance benefits:

1. Accidental death cover (primary cardholder): Rs.2.5 lakh.

Eligibility Criteria

The eligibility criteria that must be met in order to avail the credit card are mentioned below:

1. You must be between the ages of 21 years and 60 years.
2. Self-employed individuals and salaried employees can apply.
3. The Income Tax Return must be Rs.7.5 lakh or the net salary per month must be at least Rs.25,000.
4. Existing YES BANK credit cardholders are not eligible for this card.

Fees and Charges of the FinBooster: YES Bank - BankBazaar Co-branded Credit Card

*Terms and Conditions apply

How to Pay FinBooster: YES Bank - BankBazaar Co-branded Credit Card Bill?

YES Bank Account Holders

YES Bank account holders can pay the FinBooster: YES Bank - BankBazaar Co-branded Credit Card by using the one of the below-mentioned ways:

1. Standing Instructions: Written instructions can be submitted to automatically debit a certain portion of the monthly outstanding to the credit card account from the current or savings account.
2. ATM Funds Transfer: You can visit a YES Bank ATM and transfer funds from the current or savings account to the credit card account.
3. YES Online (Net Banking): Credit card payments can be made via net banking. However, the registration process must be completed before payments can be made.

For All Customers

1. YES Bank Mobile App: Payments can be made from the savings account on the mobile app.
2. YES PAY App: Payments can be made via UPI from the YES Bank savings account or from other bank accounts.
3. Cash Payment: You can visit the nearest YES Bank branch and pay the credit card bill through cash.
4. Net Banking: Credit card bills can be paid via net banking.
5. Cheque Payment: Payments can be made by cheque by mentioning the credit card number. Your mobile number and name must be mentioned on the back of the cheque.
6. NEFT: Credit card payments can be made via NEFT. The credit card number and IFSC Code: YESB0CMSNOC.

Authenticating Online Transactions 

A one-time password or a password can be set if you want to authenticate online transactions.  

1. Authentication via One-Time Password (OTP): OTP can be selected as the authentication option when you make online transactions. The OTP will be sent to the registered mobile number. 

1. Authentication via 3D Secure Password: You can log in to www.yesbank.in to generate the 3D Secure Password. Verified by VISA or Mastercard SecureCode is simple to use and is secure when making online payments.  

Yes Bank Customer Care/ Complaints

Credit cards make payments easy for all expenses online and offline while offering various benefits

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